KreditBee is an Instant Personal Loan App and Credit Platform for Young Professionals, where one can apply for Personal Loan Online and avail upto ₹ 1 Lakh as Direct Cash Transfer to Bank Account as per their requirement. The interest rate ranges from 0% per annum to 29.95% per annum, which translates to 0% – 2.49% Per Month. The repayment tenure for Personal Loan ranges between 91 days to 365 days. The documentation is very minimal & the entire process starting from registration to cash disbursement does not take more than 10 minutes. The application process is 100% online, and on approval, the cash is immediately transferred to the bank account of the user.