Debit Card EMI is the program offering EMI schemes to Kotak Bank customers who shop with their Debit Cards. Bank provides pre-approved limits to customers based on their relationship with the Bank and based on the Bank’s credit policies. Customers who enjoy pre-approved limit from the Bank can avail No Cost EMI and regular EMI by transacting with their Kotak bank Debit Card in selected stores.
Kotak Debit Card EMI Customer care
Call: 1860 266 7777 (Local call rates apply) between 10:00 am to 7:00 pm from Monday to Saturday, excluding holidays
How to check EMI status of Kotak DC EMI?
The sanction letter is sent to your registered Email ID available with the bank in which you can check your EMI details and to know the current status, you can call on 1860 266 7777 (Local call rates apply) between 10:00 am to 7:00 pm from Monday to Saturday, excluding holidays or write an email to firstname.lastname@example.org.
How to check eligibility of my Kotak Debit Card?
You can check your eligible limit by sending “CDL<space><Your PAN Number>” to 5676788 from your mobile number registered with the Bank.
Where can I shop and avail Kotak Debit Card EMI (DC EMI)?
The program is available across 27,000 merchant outlets/stores including all major retail chains like Vijay Sales, Croma, Reliance Digital, Sargam Electronics, Sathya Agencies, Vasanth & Co., Tirupati Electronics, Bajaj Electronics and many more. You can shop for your favourite home appliances, electronics, mobile phones, laptops, etc. using the DC EMI program. Click here for the list of stores where you can avail DC EMI using your Kotak Debit Card.
I have Rs. 10,000 in my Kotak bank account and want to buy a product worth Rs. 20,000. Can I use Rs. 10,000 from my bank account and avail the remaining Rs. 10,000 through Kotak DC EMI?
You will need to make the complete payment of Rs. 20,000 using DC EMI option. Partial down payment is not permitted in DC EMI.